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Zip - Get what you needwant™

Name: Zip - Get what you needwant™
Author: zip.co

26.9.21.341

Play Protect

zip.co

1M+ installs

Download APK

Enjoy the flexibility to pay for and manage life’s spending with confidence.

Zip - Get what you needwant™: Pay Later Card and Loans

By Priya Raghavan

Senior reviews editor

Pay Later spending up to $1,000, repaid weekly, fortnightly or monthly
Visa card for everyday spending wherever Visa is accepted
Zip Plus with $0 international transaction fees, up to $20,000
Zip Money up to $5,000 for holidays and larger purchases
Personal loans up to $50,000 over terms of 3 to 7 years

What this finance app offers and who it is for

Zip - Get what you needwant™ is a finance app from zip.co that lets you pay for purchases over time and borrow for larger costs. It has four credit products, each with its own spending limit and its own purpose: Zip Pay, Zip Plus, Zip Money and a Zip Personal Loan.

The products suit people who want to split up everyday bills and groceries, cover a big one-off cost like a holiday or medical treatment, or consolidate debt or fund home renovations. Each product is described separately below.

What's new

Oct 8, 2026

In this release, we've made some improvements to make your Zip experience seamless and easy. We're always improving our app so be sure to update it regularly or just turn on automatic updates.

About this APK

The build we hold is Zip - Get what you needwant™ 26.9.12.317 (APKS split bundle) for Android 11 and up.

Version: 26.9.12.317; 520912317
Requires Android: 11+
Target Android: 16

Package ID: co.zip
Format: APKS split bundle
Malware scan: Google Play Protect
Permissions: 28 declared · 6 sensitive; Approximate location
Camera
Modify files on your device
Precise location
Read files on your device
Read your contacts
Signed by: O=zip.co
Certificate SHA-256: e35117d9992b372bdb0259562acb925b34f834c424c5c9b4227e6bedf47e2448