Amini Loan is a digital financial platform that provides eligible users in Kenya with a convenient way to apply for personal loans online. Through a simple application process and transparent lending practices, users can access financial support whenever needed. Once a loan is approved by the licensed lender, the funds are disbursed directly to the applicant's M-Pesa account.
All loans facilitated through the Amini Loan application are originated and administered by Radi Credit Limited (License No.: CBK/DCP/2024/78), a duly incorporated and licensed lending institution. Radi Credit Limited bears sole responsibility for all aspects of the credit process, including eligibility assessment, approval, disbursement, and ongoing account management, all in strict compliance with applicable regulatory requirements.
Loan Information
Loan Amount: KSh 1,000 – KSh 100,000
Annual Percentage Rate (APR): 10% – 33%
Loan Duration: 91 – 180 days
Representative Loan Example
For example, if you receive a loan of KSh 20,000 with an APR of 18% for 150 days:
Interest = KSh 20,000 × (18% ÷ 365) × 150 = KSh 1,479
Total repayment = KSh 21,479
Why Choose Amini Loan?
Quick Application – Complete your loan request within minutes.
Fast Disbursement – Approved funds are transferred directly to your M-Pesa wallet.
Transparent Pricing – No hidden fees; all charges are disclosed before acceptance.
Flexible Loan Limits – Responsible repayment may help you qualify for larger loan amounts in the future.
How It Works
Install the Amini Loan app.
Register using your mobile phone number.
Complete your profile and submit your loan application.
Wait for the lender's review and approval.
If approved, receive your funds directly via M-Pesa.
Eligibility Requirements
To apply, you must:
Be at least 18 years old
Be a resident of Kenya
Have a valid Kenyan mobile phone number
Privacy & Security
At Amini Loan, safeguarding your privacy is our priority. We safeguard your information with enterprise-grade security, including 256-bit SSL encryption for all data transfers and strict internal access controls to limit exposure to authorized staff only. We operate in full compliance with the Kenya Data Protection Act, 2019.For complete details on how we collect, use, and protect your data, please review our full Privacy Policy: https://aminiloan.com/#/agreement?tag=privacy
Customer Support
If you have any questions or need assistance, please contact us:
Email: service@aminiloan.com
Address: Saachi Plaza, 6 Argwings Kodhek Road, Hurlingham, Nairobi, Kenya