DiDi Finance is the comprehensive app created by DiDi that offers revolving credit and credit card services. DiDi Finance offers access to a savings account application, 100% online. It only takes 3 minutes to open your account and request your products. More than 10 million Mexican users already trust us. For the DiDi Account service, we have SOFIPO authorization, regulated by the CNBV (National Bank of Mexico), which helps make transactions safer and more reliable.
DiDi Loans | DiDi Card | DiDi Account
💰 DiDi Loans: fast and secure access to revolving credit of up to $46,800 MXN.
Why choose DiDi's credit service?
Flexible amount: Choose the credit you need, from $200 MXN to $46,800 MXN.
Fast and efficient: Download DiDi Finance and complete your application in just 5 minutes.
Payment terms: You can pay off your loan in up to 180 days.
Always available: Apply and use it 365 days a year, 24 hours a day, for daily expenses or emergencies.
Reliable: More than 10 million users already use DiDi credit.
How to apply for yours?
Apply through the DiDi Finance app.
Once approved, access the amount you need.
Enter your CLABE (National Credit Card) to receive the deposit into your bank account.
Use your credit.
Make your payment through SPEI or OXXO.
💳 DiDi Card: A lifetime credit card with no annual fee, no hidden fees, and cashback on purchases. Created by DiDi and backed by Mastercard. Apply from your phone in just 3 minutes.
Exclusive benefits when applying:
• No lifetime annual fee or hidden fees
• Receive up to 6% cashback on select categories.
• Interest-free months: New users receive 3 coupons, allowing them to pay for any purchase with 3 MSI; new and existing users can also access MSI at a wide network of partner merchants.
• 24/7 support: 24/7 customer service
📈 DiDi Account: With access to the application environment for the new DiDi Account, you can earn additional earnings every day.
Exclusive benefits when applying:
• Your money grows every day: Just deposit funds into your account and receive daily returns.
• Available 24/7: Make transfers and withdrawals at any time.
• No hidden costs: No fees and no minimum deposit amount.
Terms and Conditions
A credit check is required. See the Terms and Conditions at DiDi Finance.
DiDi Loans: Informative average APR: 459.5% excluding VAT. Calculation date: May 9, 2025. Ordinary annual interest rate of 48% to 144%. See Terms and Conditions.
DiDi Card: Regigold, S.A. de C.V., Informative average APR: 119.9% excluding VAT. Calculation date: August 8, 2025. Fixed annual weighted average interest rate of 80.34%, excluding VAT. See Terms and Conditions.
DiDi Cuenta uses the DiDi Finanzas app solely for promotional and advertising purposes. Therefore, in order to guarantee the legal, administrative, and operational independence between J.P. Sofiexpress, S.A. de C.V., S.F.P., and DiDi Finanzas, users who decide to apply for an account must do so directly in the app used for such purposes by J.P. Sofiexpress, S.A. de C.V. de C.V., S.F.P. makes available to its users.
Download the DiDi Finance app for more information.
If you have questions about using your personal credit, please contact us through the following customer service channels:
📞 Call 800 953 3300 (service hours: Monday to Sunday, 8:00 a.m. to 8:00 p.m.).
📱 Or, inquire in the app through the "DiDi Customer Service" option.
You can view our Privacy Notice and Terms and Conditions at: https://page.didiglobal.com/global/silver-bullet-online/o4yjRt6a6vTA8crQ4aZCM?campaign_id=101120221020001&trace_id=&lang=es-MX