Non-custodial wallet, token swaps & a card accepted wherever Visa is.
Karma: Crypto, Card & Wallet — description
Karma is a non-custodial crypto wallet with built-in token swaps and a card accepted wherever Visa is.
Wallet - Non-custodial — Your keys, your crypto. Secured with biometrics and passkeys. - Built on Solana for fast, low-cost transactions. - See your balance in USDC or your local currency with live exchange rates.
Swap - Swap between popular Solana tokens directly in the app. - Real-time prices and instant execution.
Card - Turn your crypto into real-world spending at Visa-accepting merchants worldwide. - Track all your card transactions in one place.
On-ramp - Receive fiat via your personal IBAN or ACH account number. - Funds are automatically converted to USDC in your wallet
Send - Send funds to any IBAN or ACH bank account. - Send USDC to any Karma user instantly with zero fees. - Convert crypto to fiat and withdraw directly. - Send any SPL token directly from the Karma app to any wallet
Card - Turn your crypto into real-world spending at Visa-accepting merchants worldwide. - Track all your card transactions in one place.
Earn - Invite friends and earn rewards when they join Karma.
HOW IT WORKS 1. Sign up with your email 2. Complete identity verification 3. Set up your non-custodial wallet (secured by passkey) 4. Fund via IBAN, ACH, or crypto deposit 5. Swap tokens, send to friends, withdraw to bank, or spend at Visa-accepting merchants
Only you control your funds. Subject to eligibility and applicable requirements.