Meri Micro Loan

Meri Cash flow based micro lending solution is aimed towards the Micro-Small-Medium Enterprises (MSME’s) who wants to request loan for their enterprise. The platform is user-friendly, ‘quick to learn’ and reliable software that aimed to capture the cash flow movement of the enterprise as a key criterion to evaluate credit worthiness. The mobile application featured key modules including enterprise profiling, business owner profiling, daily transaction (sales, purchase, income and expense) capturing, guarantor information, lending facilitation scoring, and insurance application—each designed to streamline data collection, credit evaluation, and risk profiling through analysis and validation of MSMEs to grant micro loan.