Mizan

Mizan is a Shariah-compliant digital Murabaha financing app designed to empower MSMEs with access to ethical, secure, and inclusive financing from verified suppliers in the Halalgebeya B2B marketplace. The app is built on the Murabaha financing model, ensuring transparency, compliance, and ease of use for businesses.
Here’s how it works:
• Retailer requests financing in the app.
• The bank purchases goods on the retailer’s behalf.
• Supplier delivers the goods to customer as the bank’s agent.
• Bank disburses payment securely to the supplier Account.
• Retailer repays the order cost + profit margin as per the schedule.
Retailers must fully settle outstanding financing before placing new orders – ensuring sustainable growth and financial responsibility.
Key Benefits:
• 100% Shariah-compliant digital Murabaha model
• Access to verified suppliers and halal products
• Transparent process with no hidden charges
• Digital order, delivery, and repayment flow
• Reliable financing to help MSMEs grow ethically
Mizan brings suppliers and MSME retailers together into a single trusted bank-financing platform, ensuring that businesses can access the goods they need while remaining compliant with Islamic finance principles.