Learn how lenders evaluate your business. Nav combines your business and personal credit, cash flow, and other key factors into a clear picture of your potential funding eligibility, with personalized guidance to help you improve.
Get basic tools for free, or unlock more powerful support with Nav Prime. Features vary by plan.
Know where you stand
• Track your business credit with Experian, Dun & Bradstreet, Equifax, and FICO SBSS
• Track your personal credit with Experian and TransUnion
• See the factors that impact your credit and take control with real-time alerts
• Avoid negative balance surprises with cash flow forecasting
• Sort transactions automatically for simpler bookkeeping
• Export detailed financial statements to help with tax prep
Get clear next steps
• Check your funding readiness assessment to learn what matters most to work toward approval for loans, credit cards, or trade credit — before you apply
• Prioritize the right next steps for your business with intelligent recommendations powered by your credit, cash flow, and business data
• Unlock 1-on-1 support with a dedicated business credit coach with the Nav Prime Expand plan
Move with confidence
• Unlock a business credit-building tradeline that reports to all major business bureaus
• Get matched with net-30+, lending, and credit card picks that update automatically as your profile changes, across our network of 160+ options
• Use our cohort analysis to track your eligibility compared to other businesses like yours that were approved.
Nav has given 2.7 million business owners the insights they need to build and grow.
DISCLAIMERS
**Nav Technologies, Inc. is a financial technology company, not a bank**
**Credit building**
Credit building results vary. Scores are calculated based on multiple factors, and some users may not see improved scores.
**Credit-building tradeline**
Select Nav Prime plans include one business tradeline. The ability to apply for additional tradelines is limited to customers on eligible plans and is subject to availability and approval.
**Funding Readiness assessment**
Funding Readiness assessments are based on your business information, third-party data, and aggregated marketplace approval patterns. They are for informational purposes only, do not reflect any individual lender's criteria, and are not a credit decision, pre-approval, or guarantee of funding, rates, or terms.
**Privacy**
Your privacy is important to us, and we do not allow third parties to collect personally identifiable information without your permission. Read more at https://www.nav.com/privacy/
**Data security**
We take your online security seriously, which is why we use Plaid to connect your bank and other accounts. Plaid has bank-level encryption.
**Your curated funding options**
Credit card and funding options shown in your Nav account are from our network of partner providers. Offers range from credit cards to lines of credit, merchant cash advances, and loans. We match offers based on information you provide in your business profile, including your time in business, cash flow, and annual revenue.