More than 10 Million businesses trust Paytm for Business for their payments.
Accept Payments Anywhere Paytm for Business helps merchants, shop owners, freelancers, startups and businesses accept digital payments quickly and securely.
Track Payments in Real Time Get instant SMS and app notifications for every payment. View transactions, settlements, refunds and business insights in one place.
Instant Bank Settlements Choose automatic settlement schedules or manually settle funds anytime to your preferred bank account.
Business Loans1. Avail unsecured loans upto Rs 10,00,000
2. Minimum and maximum period for repayment --> 3 to 36 month.
3. Simple and digital loan journey, apply at your convenience without any paperwork.
4. There are no prepayment charges and you can use multiple repayment modes.
5. Loans can be availed by new credit customers at an attractive APR from 15% to 46%.
6. Maximum Annual Percentage Rate (APR) --> 46%
Representative example:
Principle ---> Rs 10,000
Rate of interest --> 18%
Tenure --> 3 months
Processing fee --> 2% of principle +GST = Rs200 +Rs 36 = Rs236
Total interest payable = Rs 301
Total cost of the loan = Rs10000+Rs301+Rs236=Rs10537
Monthly payment = Rs 3512
Our partners are (NBFC):
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- SMFG India Credit Company Limited (Formerly known as Fullerton India Credit Company Limited) - https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
- Piramal Capital and Housing Finance Limited - https://www.piramalfinance.com/about-us/lending-partners
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx
- Credit Saison India - https://creditsaison.in/partnercontact
- IDFC First Bank - https://www.idfcfirst.bank.in/personal-banking/adlp/digital-lending-partners
- Muthoot Fincorp - https://www.muthootfincorp.com/regulatory-and-compliance/
- Northern Arc Capital - https://www.northernarc.com/partnership-lending
- PayU Finance - https://payufin.in/dlp-details/paytm
- Profectus capital - https://www.profectuscapital.com/our-partner/
- Shriram Finance - https://shriramfinance.in/lending-service-provider
- Suryoday bank - https://suryoday.bank.in/digital-lending/
- Tata capital - https://www.tatacapital.com/partners.html#
- Ugro - https://www.ugrocapital.com/lending-service-provider
All loans are subject to T&C (sample):
Read HerePersonal LoansImportant: Paytm for Business is a facilitator between you and the lending partner.
1. Get Loan amount starting from 10K to 2.5 lac
2. Minimum and maximum period for repayment --> 3-60 months
3. Annual percentage rate (APR) (per annum monthly reducing): 10.5% to 48%
4. Maximum Annual Percentage Rate (APR) --> 48%
5. Loan Processing fee: 0% to 6%
Please Note: Personal Loans are only available to Indian citizens within the territory of IndiaLending partners (NBFC):
- Aditya Birla Finance Limited - https://personalfinance.adityabirlacapital.com/pages/individual/platform-partners.aspx
- Clix Capital Services Private Limited - https://www.clix.capital/our-partners/
- Hero Fincorp Limited - https://www.herofincorp.com/partners
- Axis Bank - https://www.axis.bank.in/digital-lending-applications
- Fibe - https://www.earlysalary.in/sourcing/
- InstaMoney - https://www.instamoney.app/digital-lending-partner/
- KreditBee - https://www.kbnbfc.in/lending-partner
- Poonawalla Fincorp - https://poonawallafincorp.com/digital-partnership.php
Example:
Principle amount --> 100000
Rate of interest --> 23%
Processing fee 4.25%
Tenure --> 18 months
Loan processing fee --> Rs.4250
Stamp duty charges: applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount Payable: Rs.119186
Website - https://business.paytm.com