Better Loans is better than any instant cash advance app, payday loan, personal loan and credit products. We allow you to withdraw verified bank deposits early, get job loss protection, file taxes and more. Better Loans is not payday loan or a cash advance app.
Better Loans - The BETTER alternative to cash advance apps, allows you to withdraw $10-$1,000 of verified bank deposits, early. You can choose how you want to access the funds. Based on your choice, minimal fees between $0-$4 may apply. You will be notified of the fee at the time of making the choice.
File Federal & State taxes in any state to maximise your tax refund.
Receive & Withdraw verified bank deposits early, either in your balance, a gift/prepaid card, into your debit card (express delivery fees apply to instant cash transfers) or a bank account within 2-3 days.
Unlock more money with cash boosts. Send & use Gift Cards, Visa & MasterCard Prepaid Cards. Receive money in the form of Gift Card, Visa or MasterCard Prepaid Card & use them at retailers.
Better Loans app is available only in the US and is developed by Better Loans Mutual based in the US.
Benefits of Better Loans: Better than Instant Cash Advance
*Betterdraft™ - The #1 challenger to Cash Advance
With Betterdraft™ subscribers can access $10-$1000 of verified bank deposits, early. No credit checks. No interest, No income restrictions. No due dates.
*Add & Send Money for Free
Add money without a fee. Send money instantly from Beem to anyone, even those w/o a bank account or our App.
*Your BFF - Better Financial Feed
Manage your money with a personalised budget in a Feed to avoid overdrafts. Track spends & get reminders on upcoming bills, low balance etc.
*File Federal & State Tax
Maximise your refund with our tax filing. W2 or 1099, single or joint, all tax filing situations are supported seamlessly.
Security and Privacy
Better Loans is the #1 Safe & Trusted App with 24/7 Support across chat, call, & email & comes with bank-level security, data privacy, and 24/7 dedicated support on the app, or on our website.
Qualify on Better Loans - Better than Cash Advance
If you’ve faced challenges with apps like MoneyLion, Dave, Brigit, Chime, Klover, Albert, Floatme, Empower or are unable to secure an instant cash
advance or a loan, we can support you in withdrawing verified bank deposits early and instantly.
Disclaimers:
Better Loans is not affiliated to or does not represent any Govt entity.
You can find information regarding the IRS at https://www.irs.gov
Better Loans’s Betterdraft availability is subject to our T&C, as well as qualification criteria that includes, but is not limited, to cash flow and income verification. Repayment period and APR would not be applicable.
Apart from Betterdraft, we also offers personal loans from 3rd party advertisers from which we may receive compensation. Betterdraft displays personal loans with rates that range from 0.40% to 31.99% APR with terms from 4 month to 2 years. Rates are controlled by 3rd party advertisers & are subject to change without notice. Depending on the lender, other fees may apply (such as origination fees or late payment fees). You can view any particular offer's T&C for more information. All loan offers require application and approval by the lender. You may not qualify for a personal loan at all or may not qualify for the lowest rate or highest offer displayed.
For Example: A borrower receives a personal loan of $10,000 with a term of 36 months and and APR of 17.59% (which includes a 13.94% yearly interest rate and a 5% one-time origination fee). They would receive $9,500 in their account and would have a required monthly payment of $341.48. Over the lifetime of their loan, their payments would total $12,293.46.