Chipper Cash

Name: Chipper Cash
Author: Critical Ideas, Inc.

1.162.0

Play Protect

Critical Ideas, Inc.

4.055M+ installs

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Send & Receive Money Across Africa and USA. Pay Globally with USD Virtual Card.

Chipper Cash: transfers, USD cards and stock investing

By Priya Raghavan

Senior reviews editor

Transfers to mobile money and bank accounts in 21+ African countries
Virtual USD card for international payments
Fractional stock purchases starting at $1
Airtime and data bundles bought at a 2% discount
Bill payments with no extra fees charged

What Chipper Cash is and who uses it

Chipper Cash is a mobile money and payments app built around sending money between Africa and the rest of the world. The listing says it serves more than 5 million customers across Africa. It combines local and cross-border transfers, a virtual USD card and fractional stock investing in one account.

The listing says creating a Chipper Account is free. Its main audience is people who send money to family or friends on the continent, or who need to pay in US dollars from an African bank or mobile money balance.

Sending money to mobile money and bank accounts

You can send money directly to mobile money wallets and bank accounts in more than 21 African countries. The transfer goes to the recipient's account rather than to another app user, so the person receiving it does not need Chipper to get the money.

The same transfer tools cover money moving within a country and money moving across borders. The listing does not describe a separate process for each.

Paying abroad with a USD virtual card

The Chipper USD Card is a virtual card in US dollars that you use for online and international payments. It is intended for paying businesses outside Africa, which is the main use the listing describes for it.

The card is funded from the app, so you control how much dollar balance is available to spend.

Buying stock in small amounts

Fractional investing lets you buy part of a share rather than a whole one. The listing names Microsoft, Alibaba and Apple as examples of companies you can buy into, with $1 as the starting amount.

This suits people who want to start with a small sum and build a holding over time, rather than needing enough to buy a full share at the outset.

Airtime, data bundles and bill payments

Airtime and data bundles can be bought in the app at a 2% discount, and the listing says the discount applies immediately. You can buy them for yourself or send them to a friend, including to numbers abroad.

Bill payments are made through the app with no extra fees charged, according to the listing. You can pay bills for someone else, so one account can cover a relative's bills as well as your own.

What's new

Oct 27, 2026

We’ve made the Chipper Cash experience even better for you. Here’s what’s we’ve improved:

- Improved stability and performance

Be sure to update your app to get the best in-app experience!

Love the app? Rate us!
Any feedback or questions? Reach us at support@chippercash.com

About this APK

The build we hold is Chipper Cash 1.158.0 (APKS split bundle) for Android 7.0 and up.

Version: 1.158.0; 3161694
Requires Android: 7.0+
Size: 189 MB

Package ID: com.chippercash
Format: APKS split bundle
Malware scan: Google Play Protect
Permissions: 38 declared · 12 sensitive; Approximate location
Camera
Draw over other apps
Location in the background
Microphone
Modify files on your device
Place phone calls
Precise location
Signed by: CN=Android, O=Google Inc.
Certificate SHA-256: 47e4e2e730df816202f758b9fa709fc02b2ab7128a67bb6c5bc48eb94defddd7