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DailyPay On-Demand Pay: early access to earned wages
Senior reviews editor
- Withdraw earned pay once a shift ends, before payday
- Instant transfers with no fee to a direct-deposit DailyPay Card
- Visa prepaid card that stays with you across job changes
- Credit score monitoring, listed as free
- Savings goals with coaching and resources to reach them
- Cash back on everyday spending such as gas and groceries
What DailyPay On-Demand Pay is for
DailyPay On-Demand Pay is a finance app for people whose employer has signed up for DailyPay. It lets you reach wages you have already worked before the regular pay date, and it groups a prepaid Visa card, a credit score view, savings goals and cash back offers around that. The listing describes DailyPay as a voluntary benefit, so access depends on your employer taking part.
Pulling earned wages out before payday
Once a shift ends, the pay for that work can be moved out early. The listing describes an instant transfer option with no fee, though fees are waived only for transfers sent to a DailyPay Card that is set up with direct deposit. Earnings are shown in real time, so you can see what has been earned before choosing to move any of it.
The DailyPay Visa prepaid card
The card is a Visa prepaid card issued by The Bancorp Bank, N.A., and it can be used anywhere Visa debit cards are accepted. The listing says you keep the card when you change jobs, so it is not tied to one employer. Funds are FDIC insured through The Bancorp Bank, N.A. The listing also notes that DailyPay itself is not FDIC insured, and that deposit insurance only protects against the bank failing.
Credit score checks and savings goals
The app shows your credit score, which the listing says you can monitor for free. You can also set personalized savings goals. The listing mentions expert coaching and resources to help you reach them.
Cash back and curated offers
The offers section lists cash back and deals on everyday spending such as gas, groceries and insurance. Cash back on qualifying purchases generally moves to your card account within 49 days after the purchase settles. If you close your card account before a reward has been transferred, that reward is forfeited. The listing refers to a separate cash back terms document for full details.
What's new
In this most recent release, we’ve made some quality of life improvements including addressing bugs, feedback, and stability concerns in order to make DailyPay great to use.
About this APK
The build we hold is DailyPay On-Demand Pay 55.0.0 (APKS split bundle) for Android 9.0 and up.
- Version
- 55.0.0
- 510250117
- Requires Android
- 9.0+
- Target Android
- 16
- Package ID
- com.DailyPay.DailyPay
- Format
- APKS split bundle
- Malware scan
- Google Play Protect
- Permissions
- 38 declared · 2 sensitive
- Camera
- Draw over other apps
- Signed by
- CN=com.DailyPay.DailyPay
- Certificate SHA-256
- 26dbb2a77993d7a0652bf257c84f857b6805cc95112512e745bb15896bf941f6
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