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Debt Book Efficiently manage accounts, expenses, and debts with payment tracking
Senior reviews editor
Debt Book is a personal finance app for recording money coming in and going out, and for keeping a list of debts you owe. It combines expense logging, income logging, budgets, debt records and reports in a single app. The listing presents it as a way to manage a household or individual budget without switching between separate tools.
It suits people who want one record of their spending, income and outstanding debts. Anyone who wants to see where their money goes each month, or who needs reminders to make debt payments on time, fits the stated purpose.
The build we hold is Debt Book 31.0.0 (APKS split bundle) for Android 5.0 and up.
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Expense tracking lets you record everyday spending and assign each item to a category. The categories show where money is being spent, so you can compare areas of spending rather than reading a single running total.
Income logging works the same way for money coming in. You record each income source, and the listing says these entries feed into budgets so you can follow cash flow over time.
Budgeting lets you set spending limits and track progress against them. The listing describes budgets as the way to stay on top of finances, and they are built from the expense and income records you keep.
Debt management stores the debts you are paying off and sets reminders for upcoming payments, so a due date does not pass unnoticed. Debts and reminders sit alongside your budget, so you can see both in the same app.
Reports are generated from the expenses, income and budgets you have logged. The listing says they show where your money is going and point to areas where you could cut back.
The listing does not describe report formats, chart types or export options, so this section covers only what the reports are meant to show.
Sync is described as letting you reach your financial records from any device. The listing does not say which devices or platforms are supported, so it is unclear how sync works beyond that description.
Data is protected by password protection and encryption. The listing names both as the security measures for financial data, and it gives no further detail on how they are set up.