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All your finances in a single app.
Senior reviews editor
Fiwind puts several money tasks in one Argentine wallet: investing, holding pesos and dollars, paying, and sending money abroad. The listing presents it as a single place for these, without commissions on the features it describes.
It suits someone in Argentina who wants to keep savings in more than one currency and invest in local and foreign markets from a phone. The Brazil features, Pix payments and reais deposits, are for people who handle money in Brazil.
The build we hold is Fiwind: Invertí, ahorrá y pagá 1.106.1 (APKS split bundle) for Android 7.0 and up.
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You can buy and sell stocks and CEDEARs, which are certificates that track shares of large foreign companies, directly in the app. The listing says this covers both the Argentine and international capital markets.
To trade, you open an investment account through the app. The listing says the account can be opened in minutes.
Pesos held in the wallet earn automatic daily returns. The listing says the money is available immediately and is not locked, so you can use it at any time.
This is the part of the app most people would use every day, since the balance keeps accruing without any action on your side.
You can buy and sell dollars and more than 10 other currencies at any hour, including weekends, according to the listing. The developer says the credit is immediate and that there are no commissions on these trades.
Signing up also gives you a free CVU, the bank account identifier used in Argentina. With it you can move pesos between banks and wallets instantly.
The Pix integration lets you manage money in Brazil from the same wallet. You can pay in the currency that suits you best, or receive deposits in reais.
The listing says reais deposits are converted at the best exchange rate. Pix is Brazil's instant payment system.