Ibotta: Save & Earn Cash Back

What the cash back app is for and who it suits

Ibotta is a cash back app for everyday spending. You add offers, buy from a participating retailer, restaurant or app, and receive money back on that purchase. The listing says the rewards are cash rather than points, and it puts the possible yearly total at up to $218.

People who buy groceries, household goods, travel or electronics and would rather not hunt for coupon codes are the audience the listing points to.

Adding offers and redeeming purchases

Before you shop, you add offers in the app for the items you plan to buy. The listing covers in-store and online shopping, along with restaurants, bars and apps.

After the purchase, you redeem the offer by uploading a photo of your receipt or by linking a loyalty card. The listing describes the cash back from redemption as instant.

Referral and milestone bonuses

Sending your referral code to friends earns extra cash, according to the listing. Certain specific products carry their own cash bonuses, and reaching shopping milestones adds more.

These bonuses are separate from the standard cash back on each offer, so they add to what you already earn from purchases.

Retailers and apps that pay cash back

The listing says cash back works at more than 500,000 locations and that the number is still growing. Named partners include Walmart, Kroger, Costco, Best Buy, Whole Foods, Trader Joe's, CVS, Walgreens, Safeway and Petco.

Purchases made inside apps such as Uber, Groupon, Boxed and eBay also earn cash back, and the listing names Hotels.com and AMC among the partners.

Withdrawing your cash earnings

Earnings can go to a bank account, to a PayPal account, or out as gift cards. The listing says you decide when and how to take the money out.