ING Banca Móvil y Finanzas

What ING Banca Móvil y Finanzas covers

ING Banca Móvil y Finanzas is the mobile banking app from ING, aimed at people who bank with ING or are opening an account with it. It handles the everyday side of a bank account: checking balances and movements, sending money, paying bills and paying in shops from a phone. The listing also places savings and investing inside the same app.

Most of what it does happens through a single ING account, so balances, payments and cards all show up in one place.

Sending money with Bizum and transfers

Bizum lets you send money to a contact and receive money from one, using the phone number linked to the service. The app also makes ordinary bank transfers and sets up direct debits, so recurring bills such as utilities or subscriptions are paid automatically from your account.

Paying with your phone and bank cards

Mobile payment means you can pay at a terminal with your phone rather than a physical card. You can also add your ING cards to Google Pay, so they work in Google Pay wherever it is accepted. The app lets you manage the cards linked to your account from the same place.

Tracking spending and savings in your account

The app shows your account movements and current balances, which helps with keeping track of daily spending. The listing describes a digital account for personal finance and savings, so you can set money aside and follow it alongside your other accounts.

Investing in shares and ETFs, and withdrawing cash

The listing says you can buy and sell shares and ETFs from the app, so investing sits next to your bank account rather than in a separate service. For cash, the listing says withdrawals at ING ATMs carry no commission, so you can take out notes from those machines without a fee charged by your bank.