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Digital account, credit card, investments, cashback, loans, Pix and more!
By Mei-Lin Chua
Contributing editor, apps and storefronts
Inter Banking & Money Transfer is the mobile app for Banco Inter SA's digital bank account. It bundles everyday payments, a credit card, investment products and savings into one app, so a person who wants to keep day-to-day banking and investing in the same place is the audience the listing describes.
The developer says the account has no annual fee and no service charges. Pix and TED or DOC transfers are described as unlimited and free of fees. The rest of the app, from the card to the investment platform, sits on top of that account.
The build we hold is Inter: Conta, Cartão e Pix 26.17 (APKS split bundle) for Android 7.0 and up.
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Pix is the main payment method the listing names, alongside TED and DOC bank transfers. The developer describes all three as unlimited in number and free of charge. Someone paying bills, splitting costs or moving money between their own accounts would use these transfers from the app's main screen.
The listing does not say which Pix key types or bank formats are supported beyond those names, so anything more specific than that is not something this page can confirm.
The app offers an international credit card that the developer describes as having no annual fee and a points programme. A virtual card is included for online shopping, and the listing says it can be used from anywhere.
Payments can be made from the phone, either online or by tapping at a contactless terminal. The listing presents the card as part of the account, so it is managed from the same app as transfers and investments.
The investment area lists Home Broker for stock trading, CDB, LCI, Tesouro Direto, savings accounts, variable income, investment funds and previdência (private pension) products. A person who wants to hold several of these in one app would be the intended user.
The listing gives no minimum amounts beyond the R$1.00 figure for Meu Porquinho, so other product minimums are not stated here.
Meu Porquinho is the app's savings feature. The developer says a saver can start with R$1.00 and that cashback earned on purchases can be invested automatically. The listing describes the resulting returns as higher than standard savings accounts (poupança).
Gift cards and international money transfers are named in the listing's short summary. The full description does not expand on either, so this page reports them only as named features.