JioFinance is an all-in-one app to manage your money smartly. From secure UPI and bill payments to mutual fund investing and digital gold to loans, insurance, and savings accounts, JioFinance handles all your financial needs with one trusted app.
Apply for credit cards online:
Choose from 50+ credit cards tailored to your lifestyle and needs.
● Discover cards with lifetime free benefits and zero joining fees.
● Check your eligibility in 3 simple steps and enjoy a seamless journey from discovery and application to approval.
● Access Cashback, Travel, Shopping, Lifestyle and RuPay UPI credit cards.
● Get pre-qualified offers from India’s leading banks with completely digital process.
Apply for a personal loan*:
● Get online personal loan from partners (IDFC First Bank, EarlySalary (Fibe))
● Limits: ₹50,000 to ₹25,00,000
● Tenure: 6 to 60 months
● Rates: 10.99% to 35% p.a.
● Processing fee: 0% to 6%
● Minimum and maximum period for repayment: 6 - 36 Months
● Maximum Annual Percentage Rate (APR): 30.39%
● Example: ₹1L @ 9.9% for 1yr = ₹1,11,400.
Example: ₹1,00,000 @24.49% for 12 months, 2.5% fee + GST, EMI = ₹9,479.69. Total Payable = ₹1,13,756.27
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.
* JioFinance only provides a platform to facilitate money lending by registered banks or NBFCs. We’re not directly engaged in lending. Currently, access is limited to select users.
Apply for loans:
● Apply for home loans, balance transfers and loans against property.
● Get quick loans against shares and mutual funds through a seamlessly digital process
● Example: For ₹1 lakh borrowed at 9.9% flat interest, payable after one year = ₹1,11,400 (incl. all charges)
Invest in fixed deposits starting at 4%* p.a.:
● Get higher FD interest rates from various small finance banks and NBFCs
● Enjoy instant FD booking with fast and secure KYC
Bank on the go:
● Open a zero-balance digital savings account, offered by Jio Payments Bank Limited
● Transfer funds securely via NEFT or IMPS
● Earn up to 6.5%* with Savings Pro.
* Interest rates are subject to change.
Buy Jio Gold:
● Buy or sell 24K digital gold anytime (minimum ₹10 investment)
● Secure storage in insured vaults (Brinks)
● Start a digital gold SIP with autopay
● Redeem for cash or physical gold anytime
● Invest in gold without worrying about storage or safety
Pay anyone:
● Make instant UPI payments for shopping or travel, link RuPay credit cards, and handle international transactions with ease.
Pay all bills:
● Manage and pay utilities, credit cards, and recharges (Mobile, DTH, FASTag) in one place with automated reminders.
Invest with JioBlackRock:
● Invest in mutual funds with global expertise and local insights, offered by JioBlackRock
● Start SIPs or one-time investments starting at just ₹500
● Zero-commission direct mutual funds designed to keep costs low
● Track fund performance and returns directly on the app
Plan and file taxes:
● Plan your taxes with JioFinance and compare between old and new regimes
● File your taxes by going the DIY route or using expert assistance
● Tax filing starts at just ₹24, CA-assisted filing starts at ₹ 999.
Buy insurance plans:
● Compare and buy health, car, and bike insurance in minutes
● Buy term life insurance policies and investment plans
● Choose from leading insurers in India with transparent pricing and tailored plans
● Insurance offered by Jio Insurance Broking Limited
Track and manage money:
● Link all your bank accounts and mutual funds in one place
● Analyse income, expenses and savings with the My Money dashboard
Why choose JioFinance?
● Partnered with some of the biggest names in finance
● Secure with biometric login, encryption, and mPIN
● Transparent charges and no hidden fees
JioFinance is owned and managed by Jio Finance Platform and Service Limited, an entity under the Jio Financial Services ecosystem.