LakCash-Sri Lanka Online Loan

LAK ARTHA SERVICES (PVT) LTD is a Sri Lankan company operating the LakCash mobile application.
The company was established with the goal of building a digital platform that makes financial services more accessible, transparent, and convenient for Sri Lankan users through mobile technology.

Company Website:
http://www.lakarthatech.com/

LakCash: Get Money, Get Help! Your Trusted Financial Partner in Sri Lanka
LakCash offers digital personal loan services with a simple online application process.

Why Choose LakCash?
· 100% Online Process: Apply anytime, anywhere via your smartphone.
· Simple Application Process: Applications are processed according to our credit assessment procedures.
· Flexible Repayment: Choose a plan that fits your budget.
· Secure & Confidential: We use bank-level encryption to protect your data.

Transparent Loan Terms

• Loan Amount: LKR 5,000 – LKR 200,000
• Loan Term: 91–365 days
• Maximum APR: 24%
• One-time Service Fee: 5%–15% (depending on the applicant's credit profile)
• Repayment Method: One-time lump-sum repayment on the due date

Representative Loan Example

Loan Amount: LKR 10,000
Loan Term: 120 days
APR: 18%
Service Fee: 5% (LKR 500)
Interest: LKR 10,000 * 18% * (120/365) =LKR 591.78
Total Repayment Amount: LKR 10,000 + LKR 500 + LKR 591.78 = LKR 11,091.78

The total borrowing cost consists of interest calculated using the applicable APR and a one-time service fee, where applicable.

Eligibility Requirements:
· Sri Lankan Citizen with a valid NIC.
· Aged 18 to 60 years old.
· Stable monthly income.
· Active bank account in Sri Lanka.

How it Works:
· Install the LakCash App.
· Register with your phone number.
· Fill in basic information and upload your NIC.
· If approved, the loan amount will be transferred to your registered bank account.

Loan approval is subject to our internal credit assessment and applicable laws and regulations.

Approval is not guaranteed.

The final loan amount, repayment period, APR and service fee may vary based on the applicant's eligibility and credit profile.