Lenditt- Instant Personal Loan App for Salaried & Self-Employed Individuals.
Lenditt is India’s best online Personal Loan provider, trusted by 2+ million salaried professionals all across India. You can avail an instant personal loan of up to ₹3 lakhs. Whether you need funds for your personal use, to overcome an emergency, to get a new bike, to renovate your house, or to finance your dream vacation, Lenditt loan App ensures quick, hassle-free access to funds directly in your bank.
Besides instant personal loans, we allow you to conveniently:
- Digi Gold & Silver
- Home Loan Services
- Spend Analytics
- OPD & Wellness Insurance
Our Lending Partners
Lenditt proudly collaborates with esteemed RBI-approved NBFCs.
Chinmay Finlease Limited- NBFC Registration Number- B.01.00558
Madhur Instalments Private Limited- NBFC Registration Number B-12.00396
Our Features
Loan Amount: Rs. 10,000 to Rs. 3 Lakhs
Quick Turn-around time: within 15 minutes
Repayment Tenure: 3 to 12 months
Flexible Repayment options
100% Paperless loan application
No guarantors or collateral
No upfront Fees
Loan Eligibility
Age- 21 to 55 years
Must be an Indian Citizen
Minimum take home income of 20,000/ month
Bank Account where monthly salary is deposited
Valid Government Proofs- Aadhaar & PAN Card
Credit Score- 680+
Loan Associated Charges
Interest Rate: 28% to 36.5%
Processing & other Applicable charges: From 5 % to 6.5% of the loan amount (this may vary based on your profile)
Documentation charges: 1%
Online Convenience charges ₹200
Bounce charges ₹500 + GST as applicable
Minimum APR- 26% Maximum APR- 60%
Note: GST charges will be added to the Processing charges, Documentation charges, and Online Convenience charges.
Illustrative calculation of APR Disclosure
Loan amount(Principal)= ₹30,000
Loan Duration= 180 Days
Interest Rate= 28% p.a.
Total interest on the personal loan= ₹4,104
Processing charges (5% of the loan amount) + Documentation charges (1% of the loan amount) + Online convenience (₹200)= ₹2,000
Total Deductions (Processing charges + Documentation charges + Online convenience + GST) = ₹2,360
Net Disbursed Amount= Loan Amount - Total Deductions= ₹27,640
Total Repayable Amount (Loan Amount + Interest) = ₹34,104
PF+DC+GST is deducted upfront during the loan disbursal.
Note: This is an indicative calculation, interest and other charges vary based on your profile.
Step to avail a Personal Loan from Lenditt
Download the Lenditt App
Sign up using your active mobile number
Provide your PAN Card or Aadhar Card number & check your eligibility
Upload your KYC document, including your ID, address proof and PAN card
Choose among the loan amounts offered to you
Provide your bank account details
Get money in your bank account
Why Choose Lenditt for Instant Personal Loan?
✔️ Trusted and Reliable: Lenditt is a premier choice for personal loans.
✔️ Lightning-fast Approval: We process your application in just 15 minutes.
✔️ 100% Paperless Process: We say NO to Paperwork.
✔️ Lowest Interest Rates: We offer the most competitive interest rates in the market.
✔️ Flexible, secure, & tailored: Loan option tailored for you, with top-tier security to keep your data safe.
Invest in Digital Gold & Silver Online
Lenditt is the most trusted platform to invest in Digital Gold & Silver. There is NO minimum purchasing limit. You can invest in Digital Gold or Silver for as low as ₹1/-
Home Loan
Owning and Securing the right home loan can make the journey smoother when bought from Lenditt.
Track your Spending with ease!
Easily track and analyze your expenses with our Spend Analysis feature, giving you clear insights to manage your finances better.
Insurance
We ensure your family’s financial security with the right OPD & Wellness Insurance coverage.
Contact
Email: support@lenditt.com
Call: +91 7862839654
Address: Times Corporate Park, Thaltej, Ahmedabad- 380059
T&C Applied!