Octopus is a budget planner and money tracker app that helps you track expenses and income, manage budgets, and reach your saving goals in one place. Log spending with AI Agents — just say it and AI records the amount and category. Plan regular payments and see exactly where your money goes.
No more guessing at the end of the month. With Octopus you control your personal finances daily — track every expense, stay within budget, and grow your savings step by step.
EXPENSE & INCOME TRACKER
* Log expenses and income in seconds with categories and notes.
* See where your money goes with clear spending insights.
* Track cash, cards, and multiple accounts in one place.
AI AGENTS
* Just say it: "Coffee 4 dollars, taxi 12" — AI logs expenses with amounts and categories.
* Dictate several expenses at once, AI splits income and spending automatically.
* The fastest way to track: no typing, no forms, no friction.
BUDGET PLANNER THAT KEEPS YOU ON TRACK
* Set monthly budgets by category and watch your limits in real time.
* Get notified before you overspend — not after.
* Allocate money wisely and hit your financial goals.
PAYMENT CALENDAR & BILL REMINDERS
* See all your bills, subscriptions, rent, and loan payments on one calendar.
* Get reminders before every due date — no more late fees or missed payments.
* Plan ahead: know exactly what's due this week, this month, and beyond.
* Track paid and upcoming payments to protect your credit score.
SAVING GOALS & MONEY JARS
* Create Jars for anything: vacation, new phone, emergency fund.
* Earmark funds for what truly matters and track progress visually.
* Celebrate every milestone on the way to your goal.
BILL & REGULAR PAYMENTS PLANNER
* Add subscriptions, rent, and loans to your payment calendar.
* Get reminders before due dates — no more late fees.
* See all upcoming payments at a glance and protect your credit score.
SHOPPING LIST WITH PRICES
* Plan purchases before you spend: build a shopping list with expected prices.
* See the total before you hit the store — no more checkout surprises.
* Check items off as you buy and turn your list into tracked expenses in one tap.
MULTI-CURRENCY ACCOUNTS
* Manage accounts in different currencies — perfect for travel and international life.
* Keep local and foreign finances organized side by side.
HOW OCTOPUS WORKS
1. Track — log every expense and income as it happens.
2. Plan — set budgets and schedule regular payments.
3. Save — put money aside in Jars for your goals.
4. Review — check your spending insights and adjust your plan.
Five minutes a week is enough to know exactly where your money goes.
REAL-LIFE SCENARIOS
* Monthly budget: set limits for groceries, transport, and fun — stay on track all month.
* Subscriptions under control: see every recurring payment and cancel what you don't use.
* Dream vacation: create a Jar, save a little every week, watch it fill up.
* Trip abroad: track spending in local currency without messy conversions.
WHO IS OCTOPUS FOR?
* Anyone who wants to stop wondering where the money went.
* Families managing household budgets and daily expenses.
* Freelancers tracking irregular income and planning payments.
* Travelers and expats juggling multiple currencies.
YOUR DATA, YOUR RULES
* Your financial data is private: no ads, no selling your data.
WHY PEOPLE STAY WITH OCTOPUS
Most finance apps are either a bare expense log or an overloaded accounting suite. Octopus hits the sweet spot: powerful enough to manage budgets, savings, and multiple currencies — simple enough to log an expense in three taps. That's why people who start tracking with Octopus keep budgeting with it months later.
TRACK YOUR MONEY. PLAN YOUR BUDGET. GROW YOUR SAVINGS.
Octopus combines an expense tracker, budget planner, bill reminder, and saving goals in one personal finance app. Stop juggling spreadsheets and banking apps — track, plan, and save in a single space.
Download Octopus and take control of your money today!