PagoEfectivo

A wallet for PagoEfectivo payments

PagoEfectivo is the mobile app for the PagoEfectivo payment method, built around a wallet you keep a balance in. It is aimed at people who already pay with PagoEfectivo and want to handle that money from their phone. Signing up takes a few basic details.

From the wallet you can pay CIP codes, load money into it, and send money to other people. Rewards are tied to paying with the wallet.

Paying CIP codes and topping up the wallet

To pay a CIP code, you enter the code in the app and confirm the payment. The developer presents this as the usual PagoEfectivo method, now done inside the app.

Topping up loads your wallet in a few seconds, either to make a payment straight away or to keep a balance available for later.

Sending money to contacts

You can send money to friends or family from the app with a few taps. The listing describes these transfers as secure and fast. Transfers are made from the wallet balance.

Raffles, cashback and discounts for wallet users

Each payment made with the wallet gives access to raffles, cashback and discounts, according to the developer's listing. The listing also mentions experiences offered to users only, without giving details.

The app does not list a fee for using these rewards, and the rewards depend on paying through the wallet rather than with other methods.