Check, monitor and build your free credit score with ease on the Paisabazaar App. 60+ million Indians from 860+ cities have checked their free credit score and CIBIL Score from Paisabazaar over the last 12 years.
✔️ Why Choose the Paisabazaar App for Credit Score?
Paisabazaar is the only App in India that provides credit scores from all 4 credit bureaus, including CIBIL, for absolutely free. We have partnerships with all 4 RBI-regulated credit bureaus (CICs) - CIBIL, Experian, CRIF High Mark & Equifax.
The App provides your latest CIBIL and credit score, enabling you to check, track and build a strong credit profile.
Get detailed yet easy to understand insights on your profile - history, repayments, enquiries, credit old and existing credit accounts, utilisation ratio, credit mix - along with personalised recommendations. Regular tracking on the App helps build deeper understanding, encourages the right actions and good credit behaviour, and empowers you to build a strong score.
✔️ Check, Track & Build Credit Score on Paisabazaar
👉Credit Score from all 4 bureaus is free for life
👉Free CIBIL Score
👉Check and track credit score seamlessly
👉Detailed insights & recommendations
👉Report in 7 regional languages
👉AI-led Video Credit Report
✔️Improve CIBIL Score to 750+
👉Track free CIBIL Score to get deeper understanding
👉Detailed insights on what's impacting your CIBIL
👉Clear recommendations on how to improve score
👉Expert assistance to build a 750+ CIBIL Score
👉Credit builder products for damaged credit & New to Credit
✔️ Why Choose Paisabazaar for Instant Personal Loan & Credit Card?
Our free credit score program has helped millions build strong credit health & become eligible for the best personal loan & credit card offers. You can check, compare & apply for an instant personal loan up to Rs. 50 lakh and choose from 100+ credit cards from the Paisabazaar App.
👉 30+ lenders (only RBI-regulated entities)
👉Highest chances of approval
👉Pre-Approved & customised offers
👉Instant disbursal
👉100+ credit cards - Cashback, rewards, travel, UPI (RuPay)
👉Free airport lounge access worth Rs 5000 on getting a new card
(Note: We have a Zero Spam Call Guarantee - expert call only post application)
✔️Use App for Bill Payments & Mobile Recharge & win free lounge access
👉Pay Credit Card Bill, stand a chance to win free lounge access
👉60+ bill payment categories
👉Easy mobile recharge
👉Assured cashback & rewards
Customers applying for a Personal Loan should note:
✔️ Personal Loans have a repayment tenure, ranging from 3 months to 5 years
✔️ Depending on the applicant’s profile & the lender, the APR (Annual Percentage Rate) may vary from 10.99% to 35%
For example, on a Rs. 4.5 lakh personal loan at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710.
Total payout:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9,000
Documentation charges: Rs 500
Amortisation Schedule charges: Rs 200
Total cost of the loan: Rs 5,75,260
In case of change of payment mode or delay or non-payment of EMIs, additional charges / penal charges may be applicable, depending on the lender's policy. Prepayment options also depend on the lender’s policy and applicable charges for the same may vary.
Paisabazaar is a digital lending marketplace; it is not a direct lender, bank, or NBFC. We are an authorized Lending Service Provider (LSP) facilitating credit applications on behalf of our RBI-registered banking & NBFC partners.
All loan disbursals and repayment collections are processed directly between the borrower & the chosen bank/NBFC.
Our Prime RBI-Registered Lending Partners include - IDFC FIRST Bank Ltd, Tata Capital Ltd, Federal Bank Ltd, HDFC Bank Ltd, YES BANK Ltd.
[The comprehensive and updated list of our partners along with their respective active landing pages can be verified on our official website].
Contact Us: feedback@paisabazaar.com