Get money in your bank account in 2 minutes with zero paperwork and 100% digital approval. PayMe, is India's instant personal loan app made for salaried professionals. Apply for an instant cash loan upto Rs 5 Lakhs with flexible repayment from 3 to 12 months. No branch visits. No physical paperwork. Get instant approval and money in your account in 2 minutes. Trusted by 10 lakhs+ Indians.
WHY CHOOSE PAYME:
Instant personal loans upto Rs 5 Lakhs
Money disbursed within minutes of approval
100% digital with zero paperwork and no branch visits
Salary advance available for salaried employees
Loan options available for eligible New users
Attractive interest rates on personal loans
Flexible repayment from 3 to 12 months
Loans through RBI-registered NBFCs and banks
TYPES OF LOANS ON PAYME:
Instant loan: quick funds for any personal need upto Rs 5 Lakhs
Salary advance loan: get next month's salary in advance
Payday loan/ Bullet Loan: short-term loan with a simple one-time repayment
Emergency loan: fast cash for urgent and unplanned expenses
Online loan: a full digital application with no branch visit needed
HOW TO GET YOUR INSTANT LOAN ON PAYME:
Download the PayMe app and sign up with your mobile number and email id.
Enter basic details like income, PAN card and bank account
Complete digital KYC in 60 seconds with Aadhaar and a selfie
Get instant loan approval with no waiting and no branch visit
Loan amount credited to your bank account in 2 minutes Apply for an instant personal loan, online loan or cash loan today.
WHO CAN APPLY:
Salaried employees and working professionals
Minimum monthly salary of Rs 20,000
Age between 21 and 58 years
Indian citizen with a valid bank account
First time borrowers
Valid PAN card and Aadhaar required to meet the basics requirements and get instant approval with fast loan disbursal.
REPRESENTATIVE LOAN EXAMPLES:
Bullet Loan: Amount ₹15,000 | Tenure 30 days | ROI 1.8%/month | Processing fee 5% + GST | One-time repayment ₹15,270 | APR 98.19% p.a.
Personal Loan: Amount ₹20,000 | Tenure 6 months | ROI 1.825%/month | Processing fee 3% + GST | EMI ₹3,549/month | Total repayable ₹21,297 | APR 34.80% p.a.
Loan amounts from ₹2000 to ₹5,00,000. Rates vary by borrower profile, tenure and lender. T&Cs apply.
Why PayMe is a Trusted Loan App
PayMe ensures secure digital lending through certified information security, transparent pricing, & partnerships with RBI-regulated financial institutions.
TRUSTED LENDING PARTNERS:
SCALEUP FINANCIAL SERVICES PRIVATE LIMITED (EARLIER KNOWN AS PAYME INDIA FINANCIAL SERVICES PRIVATE LIMITED)
RULOANS FINANCIAL SERVICES PVT LTD
FINKURVE FINANCIAL SERVICES LIMITED (OLD NAME- SANJAY LEASING LIMITED)
FREQUENTLY ASKED QUESTIONS:
How much can I borrow from PayMe APP?
Loan amounts range from Rs 2,000 to Rs 5 Lakhs, subject to eligibility.
How fast is loan disbursal?
Within minutes after approval, the amount is credited directly to your bank account.
Is PayMe safe to use?
Yes. PayMe is RBI-compliant and ISO 27001 certified with full 256-bit encryption.
What is the interest rate?
Interest rates range from 18% to 36% per annum, depending on eligibility, and lender terms.
Can I get a loan without a CIBIL score?
New to Credit customers are welcome to apply. Loan approval is subject to eligibility.
What documents do I need?
You only need your PAN card, Aadhaar and an active salary bank account.
Download PayMe now, India's fastest instant personal loan app for salaried professionals. Get instant loans, payday loans and emergency loans in 2 minutes with fast cash, zero paperwork and instant approval, all RBI regulated. Apply for your instant personal loan today.
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📞 0120-697-1400
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