PesaIn-You Choose the Due Date

PesaIn – Your Pocket Financial Assistant. Get Funds Easily with Terms Up to 120 Days!
When life calls for extra financial support, PesaIn is your ideal solution. Whether you need to pay tuition fees, cover emergency repairs or fund short-term plans, we deliver secure and reliable financing to you within minutes.
Why choose PesaIn?
1. Flexible Loan Limits: Apply once and borrow on demand. No repeated applications required. You can also get access to higher credit limits to meet all your borrowing needs.
2. Fast Disbursement: Once your application is approved, funds will be transferred to your account instantly to resolve your financial needs quickly.
3. Simple & Transparent Charges: There are no hidden fees. All charges and interest rates are clearly stated, so you can borrow with complete peace of mind.
4. Data Security: We adopt cutting-edge security technologies and strictly safeguard your personal information at all times.
5. Flexible Repayment: Select a repayment plan that fits your financial status. Partial early repayment is also supported.
6. Unsecured Loans: No collateral or guarantor is needed, for a fast and hassle-free borrowing experience.
7. Credit Limit Upgrade: Repay on time to raise your credit limit and gain access to larger loan amounts effortlessly.
Loan Information
- Loan Amount: KES 1,000 (minimum) – KES 150,000 (maximum)
- Repayment Term: 91 days (minimum) – 120 days (maximum)
- Annual Percentage Rate (APR): 18.5% (minimum) – 65.5% (maximum)
Representative Example
Take out a 91-day loan of KES 10,000 at an annual interest rate of 28%, with a 5% service fee:
- Loan Principal: KES 10,000 (91 days)
- Total Interest: KES 700 (KES 10,000 × 28% × 91 ÷ 365)
- Total Service Fee: KES 500 (KES 10,000 × 5%)
- Total Fees: KES 1,200 (KES 700 + KES 500)
- Total Repayment Amount: KES 11,200 (KES 10,000 + KES 700 + KES 500)
Who Can Apply?
- Kenyan citizens aged 18 and above
- Hold a valid national ID and active phone number
- Have a stable source of income (no payslip required)
- Own an M-Pesa account (funds are disbursed exclusively to M-Pesa)
How to Apply for a Loan?
1. Download the PesaIn app
2. Register with your phone number
3. Complete your personal details and submit the loan application
4. Upon approval, funds will be sent directly to your M-Pesa account
Privacy and Data Protection
PesaIn is fully committed to protecting your personal data. All information we collect is used solely for loan approval and account management, and fully encrypted to protect your privacy.
Privacy Policy: https://www.pesain.net/h5/secretPage.html
Contact Us
For inquiries and support, please reach out via:
- Email: service@pesain.net
- WhatsApp: +254 108394589
- Address: Katani Road, Nairobi, Machakos, Kenya
PesaIn simplifies borrowing for a more convenient life. Download our app today and experience streamlined loan services!