Rupeeontime is a reliable and RBI-compliant personal loan app operated by DEV-AASHISH CAPITAL PRIVATE LIMITED, an RBI-registered Non-Banking Financial Company (NBFC), holding RBI Certificate of Registration No. B-14.01763.
We help eligible salaried individuals in India get personal loans through a fully digital and transparent process.
🏦 Our Mission
To offer responsible credit access during genuine financial needs — such as medical emergencies, home repairs, or utility payments — through a safe, fair, and fully regulated lending platform.
💡 Key Features
Unsecured Personal Loans: No collateral required. Loan approval depends on your credit profile and documentation.
Secure Digital Process: Apply, verify, and receive funds directly in your bank account — completely online.
Transparent Fees: No hidden charges. All costs are disclosed before loan approval.
Flexible Tenure: Repayment period from 61 days to 365 days based on eligibility.
RBI-Registered NBFC: Loans are issued by DEV-AASHISH CAPITAL PRIVATE LIMITED and partner NBFCs listed on our website.
📝 How It Works
Apply Online: Fill out your loan application through our secure app.
Upload Documents: PAN, address proof and bank statements.
Verification: Our team verifies your information through secure systems.
Loan Approval & Disbursal: Once approved, the loan is credited directly to your bank account.
👤 Eligibility
Indian Resident
Salaried Employee or Self-Employed
Age 25 years and above
📄 Required Documents
PAN Card
Identity and Address Proof
Bank Statement (Last 3 Months)
Passport-size Photo
💰 Loan Details
Loan Amount: ₹5,000 – ₹5,00,000
Tenure: 61 – 365 days
APR (Annual Percentage Rate): Up to 35% p.a. (Fixed)
Maximum APR 35%
Processing Fee: Up to 2% of loan amount + GST (18%)
No Prepayment Penalty
📊 Representative Example
Loan Amount: ₹50,000
Tenure: 365 days
APR: 35% p.a.
Processing Fee: ₹1,000 + GST ₹180
Amount Disbursed: ₹48,820
EMI: ₹4,998
Total Repayment: ₹59,978
Total Interest: ₹9,978
Note: Rupeeontime does not offer loans that require full repayment in 60 days or less, in accordance with Google Play’s Financial Services policy and RBI guidelines.
🏛 About Us
DEV-AASHISH CAPITAL PRIVATE LIMITED is an RBI-registered NBFC providing personal loans through the Rupeeontime App.
All loans are issued in full compliance with the Reserve Bank of India’s digital lending framework.
Our registered office:
First Floor, Plot No 498, Udyog Vihar Phase 3, Gurugram, Haryana 122016.
Our NBFC : https://www.devaashish.com/privacy-policy
🤝 Customer Support
🌐 Website: https://rupeeontime.com
📞 Customer Care: +91-9220912304
📧 Email: care@rupeeontime.com