RupeeSpark: Flexible and Convenient Credit Line Platform
RupeeSpark is a revolving credit platform designed to help users manage their personal credit limits. After completing a one-time profile assessment, eligible users may receive an approved credit limit that can be used flexibly according to their needs.
You do not need to submit repeated applications. Your approved credit limit remains available in your account, and charges only apply when you actually use the credit amount. No additional cost will be charged for unused credit.
RupeeSpark helps you better understand your credit status and access flexible financial support when needed.
Main Features
💰 Flexible Credit Usage
Choose the amount you need based on your current requirements. No repeated applications or additional approvals are required. Use only the amount you need, while the remaining available limit stays accessible for future use.
🔍 Transparent Fees, No Hidden Charges
Before confirming any credit usage, RupeeSpark clearly displays important details, including the used amount, applicable interest rate, estimated repayment amount, and repayment period. All costs are shown in advance so you can make an informed decision.
🆓 No Fees on Unused Credit
Approved but unused credit does not incur any charges. Fees only apply after you use the available credit and stop after the outstanding amount is fully repaid.
🔄 Automatic Credit Limit Restoration
After you repay the used amount, your available credit limit may be restored automatically based on your account status. No new application is required.
🔐 Secure Account Protection
RupeeSpark values user data security and uses multiple security measures, including data encryption, access control, continuous risk monitoring, and regular security checks to help protect your account information.
📋 Credit Details
- Credit limit range: INR 10,000 - INR 50,000
- Maximum usage period: Up to 365 days
- Maximum daily interest rate: 0.05%
- Maximum APR: 18.25%
The actual credit limit, usage period, and applicable charges depend on your account profile and eligibility assessment.
📝 For Example
The following example illustrates how fees may be calculated:
- Amount used: INR 10,000
- Daily interest rate: 0.05%
- Usage period: 100 days
Calculation: INR 10,000 × 0.05% × 100 days = INR 500
Estimated total repayment amount: INR 10,500
The actual repayment amount depends on the amount used and the repayment duration. Early repayment may help reduce the total cost.
📌 Eligibility Requirements
To use RupeeSpark services, users generally need to:
- Be at least 18 years old
- Provide valid government-issued identification documents in India (such as Aadhaar Card, PAN Card, Passport, or other valid documents)
- Pass RupeeSpark’s credit eligibility assessment
The final credit limit and service eligibility will be determined based on the assessment results.
Customer Support
If you have any questions regarding account usage, credit management, or repayment, the RupeeSpark support team is available to assist you.
Customer Service Email:macbookairm42024@gmail.com