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Handle all your daily transactions using Sekeh mobile application
By Mei-Lin Chua
Contributing editor, apps and storefronts
Sekeh is a mobile payment app that runs on Behpardakht Mellat's payment infrastructure. The developer describes it as free, and presents it as one place for several payment services rather than a single-purpose tool.
It fits someone who already holds bank cards and wants to move money, check balances, pay loans and manage investments from a phone. The listing also includes a merchant side for businesses that take payments.
The build we hold is Sekeh 6.1.3 (APK) for Android 6.0 and up.
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Card transfers go to cards from most issuer banks. You can check the balance on a card from any issuer bank, and for Mellat Bank cards the app shows a statement of the last 10 transactions.
Transaction history is kept inside the app, so past records remain available even when local data on the phone is missing. Each receipt can be shared in any format.
Each transaction adds points. You can also earn points by inviting friends to the app.
Points can be exchanged for discount vouchers or used to subscribe to campaigns offered through the service.
The app handles loan payments and lets you look up your credit score. It also offers stock trading and investments, so both banking and market activity sit in the same account.
These are listed as separate features, so a loan payment and a stock order are handled as different actions within the app.
For businesses, the listing names merchant services covering transaction history, point-of-sale (POS) device management, support and maintenance. These sit alongside the consumer features in the same app.
The transaction history used by merchants is the same kind of record a personal user can view for their own payments.