Your biggest bills hit all at once. Split Pay breaks them into two smaller payments, timed to land more comfortably against your paycheck. Less pressure, more room to breathe.
Rent, your mortgage, and your car payment are the hardest part of the month. Split Pay splits each one into two, so you are not covering everything the day it is all due.
How it works
- Choose a bill to split: your rent, mortgage, or car payment.
- Apply in about two minutes, with no credit check.
- Once you are approved, you get Split Pay account and routing numbers to add to your payment portal, just like a bank account.
- Your biller gets paid 100% upfront. You pay it back in two smaller parts.
- That is it. You get a little more room to breathe, every month.
What you can split
- Rent
- Mortgage
- Car payments
Why 155,000+ households choose Split Pay
- Works with any landlord, lender, or servicer. No building integration, no virtual cards, no workarounds.
- Built around your cash flow, not a credit score. Thin or no credit history is welcome.
- Real humans when you need them, not just a chatbot.
- Build credit history with every rent payment.
Simple, honest pricing
$9.99 per month, plus a 1.5% transaction fee on the amount you split. That is it. The fee is the same no matter how your bill is split.
Who it is for
Young professionals, growing families, new homeowners, gig workers, and anyone whose income is steady but whose bills all show up at the worst possible time.
You are not broke. You are just mis-timed. Banks move money. We move timing.
Download Split Pay and put your rent, mortgage, and car payments on a schedule that fits your paycheck.
Split Pay is a financial technology company, not a bank. Banking services are provided by Evolve Bank & Trust and Lead Bank, Members FDIC.