SumUp Business

What SumUp Business is for

SumUp Business is the merchant app from SumUp for taking payments and handling the admin side of a business. It covers three ways of getting paid: a Solo card reader paired with the app, a tablet used as a register, and payment links sent to customers. It also includes money management tools, which the listing describes as covering cash flow, secure funds and financial control.

It suits sellers who take card payments face to face, sell from a counter or table, or want to charge customers who are not in the room.

Taking card payments with a Solo reader

Pairing the app with a Solo card reader lets a seller accept chip and PIN, contactless and mobile wallet payments. The app handles the admin around each sale: tracking sales, adding tipping options, issuing refunds and setting sales tax rates.

The same app also runs payments on SumUp's stand-alone Solo and Terminal devices, so the payment side does not depend on a phone alone.

Tablet point of sale without extra hardware

The app turns a tablet into a point of sale system that accepts payments and takes orders. From the same device a seller can manage stock, monitor sales and run reports.

The listing says this works without dedicated POS hardware, so the tablet is the register.

Sending payment links to customers

A payment link is created from the app home screen and shared by text message, email or social media DM. The customer opens a secure website to complete the payment, which lets a seller take cashless payments from someone who is not present.

No card reader is needed on the customer's side, and the seller does not handle the card details directly.

Money management tools in the app

The listing places money management tools in the same app as the payment features, describing them as tools for steady cash flow, secure funds and financial control. Taking payments and looking after the money from them sit in one app rather than two.