With UBS & UBS key4 Mobile Banking the bank is on your smartphone.
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UBS & UBS key4: mobile banking for UBS clients
By Mei-Lin Chua
Contributing editor, apps and storefronts
- Private and business account opening in Switzerland
- Sign-in with the Access App or an Access Card
- Real-time notifications you can switch on for security
- AI checks on certain transactions for irregularities
- Security settings you define in the app
- Security guidance at ubs.com/security
What the UBS mobile banking app covers
UBS & UBS key4 is the mobile banking app for people who bank with a UBS Group company. The listing says it gives clients the bank's digital services on a smartphone, and that the features you get depend on where you are domiciled. Anyone who is not a client of a UBS Group company does not meet the stated requirement to use it.
The listing describes the app as a way to handle the bank on your phone rather than as a separate product. Its functions are tied to your existing UBS relationship, so the account you open or sign in to is the one you already hold.
Opening a private or business account in Switzerland
If you live in Switzerland, the listing says you can open a private or business account directly in the app. This is the only account-opening route the listing names. It is not offered as a general sign-up for people elsewhere.
Because the account is opened inside the app, you do not need to visit a branch to start it, according to the listing's account of the process.
Signing in with the Access App or Access Card
The developer says UBS identifies you through the Access App or an Access Card. These are the two identification methods named in the listing. Sign-in depends on one of them being set up on your side.
This identification is the first of the layers the listing describes for protecting your account, so it runs before any banking is done.
Security alerts, transaction checks and settings
You can define security settings in the app and activate real-time notifications, which the listing says raise your protection further. The developer also says it uses artificial intelligence to check certain transactions for irregularities. Together these form the monitoring part of the security concept.
The listing points to ubs.com/security for internet safety advice, which sits outside the app. It counts that advice as part of how you protect yourself while banking.
What's new
About this APK
The build we hold is UBS & UBS key4 26.07.196901 (APKS split bundle) for Android 12 and up.
- Version
- 26.07.196901
- 2063445713
- Requires Android
- 12+
- Size
- 479 MB
- Package ID
- com.ubs.swidKXJ.android
- Format
- APKS split bundle
- Malware scan
- Google Play Protect
- Permissions
- 34 declared · 8 sensitive
- Approximate location
- Camera
- Microphone
- Modify files on your device
- Modify your calendar
- Read files on your device
- Read the photos you pick
- Read your calendar
- Signed by
- CN=Nizar Jamal, O=UBS AG
- Certificate SHA-256
- b0d5614b42af329fdec0e24cc6a4018b2fb02a0e3cf4eaee7f5919c492ea7f13
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