Wagetap: Instant Cash Advance

Name: Wagetap: Instant Cash Advance
Author: Digital Services Australia V Pty Ltd

11.14

Secure

Digital Services Australia V Pty Ltd

4.81100K+ installs

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Get access to your pay in under 3 mins

Wagetap: wage advance and bill splitting app for Android

By Mei-Lin Chua

Contributing editor, apps and storefronts

Cash advances of up to $2,000 against wages
Access to pay listed as taking under three minutes
Bills split into three or four smaller payments
Bank account connection needed before the first cash out
ID check with a licence, passport or Medicare card, first time only
Later withdrawals need only an amount chosen and a tap

What Wagetap is for

Wagetap is a wage advance app with a bill splitting feature. The developer positions it for the gap between a bill falling due and the next payday, and for unexpected costs that come up before pay arrives.

It suits someone with regular income who sometimes needs money early and would rather draw part of their pay forward than wait for the next pay run.

Setting up and making the first cash out

Setup, as the listing describes it, has three steps: sign up, connect a bank account, then cash out. The bank connection is what the app uses to deal with your pay.

The first withdrawal requires identity verification. The listing accepts a valid driver's license, passport or Medicare card for this check. Once it is done, it is not repeated for later withdrawals.

Withdrawing wages again after the first time

After the first withdrawal, you choose an amount and cash out directly from the app. The listing states that the cap on a single cash out is $2,000.

The listing says access to pay on demand arrives within a couple of minutes, and the store summary gives under three minutes as the target.

Splitting bills into three or four payments

The bill splitting feature breaks a bill into smaller repayments and lets you pay over time. The listing offers a split into three or four payments.

Used alongside the advance, the split is aimed at bills that would otherwise have to be paid in one go, so the cost is spread across the following weeks.

What's new

Oct 22, 2026

You can now access up to $2000 of your wage in advance!
Update your app to make sure you're on the latest version of Wagetap.

About this APK

The build we hold is Wagetap: Instant Cash Advance 11.9 (APKS split bundle) for Android 7.0 and up.

Version: 11.9; 2020
Requires Android: 7.0+
Size: 83 MB

Package ID: com.wagetap
Format: APKS split bundle
Malware scan: Clean on 64 engines
Permissions: 32 declared
Signed by: CN=Android, O=Google Inc.
Certificate SHA-256: 5185f7ef5f7c7a8afca641a33c3d2a4d2ac747c303457ce3e784ad899c9576d4