Bilance - Your Money & Budget

Name: Bilance - Your Money & Budget
Author: Bilance

1.117.1

Verified

Bilance

4.2050K+ installs

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Track expenses. Manage personal finances. Control your bills and spending.

Bilance: budget app with bank sync and AI expenses

By Priya Raghavan

Senior reviews editor

Automatic sync with over 2,800 banks in 31 countries
AI sorts bank transactions into expense categories
Spending trends shown as infographics and automatic reports
Multiple bank accounts, neobanks and cash in one place
Budgeting features for day-to-day spending control

A budgeting app built on bank transaction data

Bilance is a personal finance app that pulls transactions from your bank accounts and turns them into a record of where your money goes. The listing aims it at people who want to track expenses, cut financial stress, save more or start investing, though the features described cover tracking and budgeting rather than investment accounts.

Most of the work is done automatically. Once a bank is connected, transactions come in without manual entry, and the app assigns them to categories using an AI model.

Connecting bank accounts, neobanks and cash

The app connects to bank accounts through automatic sync. The developer says more than 2,800 banks in 31 countries already support this sync.

You can link as many accounts as you want, including neobank accounts and cash, so balances and spending from different sources sit in one place. The developer says Bilance does not sell user data and was built on a secure infrastructure.

Sorting expenses automatically with AI

Each synced transaction is categorized by an AI model, which removes the need to tag purchases by hand. The listing describes this as the core of the app's time-saving approach.

Because categorization runs on the incoming data, the categories you see are already applied when you open the app. Budgeting features are built on top of those categories to help you control spending.

Reviewing spending trends and monthly reports

Spending is presented as clear infographics that show trends over time. Automatic reports summarize your spending without you building them yourself.

The listing says a free trial is available to start with. Reports and trends depend on your connected accounts, so their coverage matches what the bank sync has pulled in.

What's new

Oct 16, 2026

Connect Claude, ChatGPT or another AI app to Bilance and ask it about your money. AI chat now takes files and photos, and can import transactions from a CSV file. Budgets can carry over to the next month and repeat weekly or every few months. Investments aren't counted as spending. Also new: quicker switching between months, Excel import, an option to hide cents, and a more polished design.

About this APK

The build we hold is Bilance - Your Money & Budget 1.117.1 (APKS split bundle) for Android 7.0 and up.

Version: 1.117.1; 704
Requires Android: 7.0+
Target Android: 16

Package ID: com.bilanceapp.flutterapp
Format: APKS split bundle
Malware scan: Clean on 63 engines
Permissions: 23 declared · 4 sensitive; Camera
Microphone
Modify files on your device
Read files on your device
Signed by: CN=Android, O=Google Inc.
Certificate SHA-256: 53447d5a6cb0c358928efb1e461e9391b4e3e5bffe720e55a807b29cd69edce1