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BlinkR Loan: personal loan app for salaried users in India
By Mei-Lin Chua
Contributing editor, apps and storefronts
- Personal loans for salaried workers in India
- Money paid straight into your bank account
- Covers medical bills, card debt and debt refinancing
- Home renovation and other one-off expenses
- Excludes asset purchases and education costs
- Online application the developer calls quick to approve
What this personal loan app is for
BlinkR Loan is a personal loan app published by Dev Aashish Capitals Private Limited. It targets salaried individuals in India who need cash at short notice. The listing names medical emergencies, credit card debt, debt refinancing, home renovation and other non-recurring costs as the situations it is meant for.
The developer presents it as a way to apply online and have the approved amount sent directly to your bank account. The listing says the process is quick, but it gives no detail on the steps involved.
Uses the loan can and cannot be put toward
The listing limits loans to one-off expenses. It says the app does not lend for buying fixed assets, buying securities, post-high school education, or illegal activity. Asset purchases and education are named as excluded uses.
A borrower planning to pay for a course, buy property or invest would fall outside what the listing describes. The app's stated purpose is to cover sudden costs that are not expected to recur.
Applying for a personal loan through the app
The app handles the whole personal loan request on your phone, from application to receiving the money. The listing describes it as a way to get funds quickly without a lot of paperwork, though it does not list which documents are required.
Because the money goes into your own bank account, it can be used for any of the listed purposes once it arrives. The listing gives no timeline for when that happens.
Who should look at BlinkR Loan
The listing is aimed at salaried people in India who have a specific, one-time expense. Examples given are a hospital bill, paying down a card balance, moving existing debt to a new loan, or a home repair.
Anyone looking for business financing, investment money or funding for education is outside the uses the developer describes.
What's new
**What’s New**
* Improved app stability and performance
About this APK
The build we hold is BlinkR Loan 1.2.4 (APKS split bundle) for Android 7.0 and up.
- Version
- 1.2.4
- 25
- Requires Android
- 7.0+
- Target Android
- 16
- Package ID
- com.blinkr_payday_app
- Format
- APKS split bundle
- Malware scan
- Google Play Protect
- Permissions
- 24 declared · 3 sensitive
- Approximate location
- Camera
- Read phone status and identity
- Signed by
- CN=Android, O=Google Inc.
- Certificate SHA-256
- 3f00dc2be29528747d38c7c23e64d03f2a04fabf1f1f1b4b6455fe170049332b