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Credit loan, online loans, personal cash loan
By Mei-Lin Chua
Contributing editor, apps and storefronts
Dinerbacano is a personal cash loan app. The developer says the process from application to money in your account can take about four minutes. It is aimed at people who want a small personal loan without visiting a branch or filling in forms on paper.
Everything runs on the phone. The listing describes a short set of steps, with no paper documents to send. The app is listed under the search terms credit loan, online loans and personal cash loan.
The application is handled entirely in the app. Once a request is approved, the developer says the money is transferred to your account without waiting periods.
Dinerbacano accepts several kinds of destination account. The listing names Bancolombia and Nequi, and says any other bank account can be used as well.
You choose the repayment period that suits you. The developer presents this as a way to keep payments manageable.
The listing says the loans carry low interest rates and no additional or hidden charges. These are the developer's claims. The listing does not give specific rates, amounts or terms, so check the figures shown inside the app before borrowing.
The developer says it uses end-to-end encryption for stored data and does not share information with third parties. It also says it collects only the data it needs, and that personal information is protected around the clock.
These statements come from the developer's listing. They describe the developer's stated practices and have not been verified here.
The build we hold is Dinerbacano-Préstamo Personal 1.3.5 (APKS split bundle) for Android 6.0 and up.
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