Mobile Card Reader, Credit, Free Pix, Payment Link and Digital Account
InfinitePay Tap, Conta, Cartão: card reader and account
By Hafiz Rahman
Editor, tools and utilities
- Card reader on your phone with no joining or monthly fee
- Card sales with no maximum value, PIN above R$200
- Team Mode for running card sales on several phones
- Credit card with 1.5% cashback
- Unlimited Pix transfers at zero fee
- Free boleto issuing and payment links with charge tracking
Business and personal accounts in one app
InfinitePay Tap, Conta, Cartão is a Brazilian digital banking app from CloudWalk. It holds a business account (conta PJ) and a personal account (conta PF) in the same place, so a shop owner or self-employed person can keep both under one login. The developer's listing aims it at small merchants, sellers and delivery workers.
The account side includes a credit card that the listing says returns 1.5% cashback, Pix transfers with no fee, and free boleto issuing. Most of the money movement described sits here, while the card reader is a separate function inside the same app.
Taking card payments on a phone with InfiniteTap
InfiniteTap is the part of the app that turns an Android phone into a card machine. The listing says it costs nothing to use and has no joining fee or monthly fee, so a seller can start taking payments without buying hardware. It reads contactless cards through NFC.
There is no maximum amount per sale. For transactions above R$200, the customer enters their card PIN on the phone. The listing ties this no-limit sales setup to a CNPJ, the Brazilian business registration number. The developer also says the fees are up to 50% lower than those of other card machines, but that is the developer's own comparison.
Selling with several phones and on the road
Team Mode lets the same InfiniteTap install run on as many phones as needed. Each phone can use a restricted version of the app that only handles sales, so staff can take payments without access to the rest of the account.
The listing also points to delivery and mobile work. A courier can use their own phone as a pocket-sized card machine, which suits drivers, couriers and anyone who sells away from a fixed counter.
Payment links, boletos and Pix charges
Payment links let a seller send a charge to a customer and track it afterward. The listing says this charge management has no cost. Boleto issuing is also listed as free, so a seller can bill by bank slip without a separate service.
Pix is offered without a limit on how many transfers can be made, and at zero fee on the listing's terms. Together with boletos and payment links, these cover the main ways a small business collects money in Brazil.
How phone payments are secured
The developer says phone sales use the same NFC technology and encryption as its physical card machines. The listing presents this as the basis for safe transactions for both the seller and the customer.
The security claims cover the card reading and the transaction itself. The app's own description does not go into how account access or the restricted Team Mode logins are protected beyond the points above.
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About this APK
The build we hold is InfinitePay Tap, Conta, Cartão 2.318.1 (APKS split bundle) for Android 10 and up.
- Version
- 2.318.1
- 1642
- Requires Android
- 10+
- Target Android
- 15
- Package ID
- io.cloudwalk.infinitepaydash
- Format
- APKS split bundle
- Malware scan
- Google Play Protect
- Permissions
- 45 declared · 10 sensitive
- android.permission.RECORD_AUDIO
- Approximate location
- Camera
- Modify files on your device
- Modify your contacts
- Precise location
- Read files on your device
- Read phone status and identity
- Signed by
- CN=Android, O=Google Inc.
- Certificate SHA-256
- 4e7ea9a3b34d68b48b057088270d79444ec7a0c4b0270cb57ffcd6275917075d
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