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Instant, safe and fast credit loans for users
Senior reviews editor
Maxic Dinero is a personal loan app from Máxi Crédito. The listing, written in Spanish, describes it as a service that runs fully online, from the application through to the money arriving in your account. It is built around a single product: a cash loan that you request from your phone.
It suits someone who has a bank account and needs a short personal loan they can request without going through the process in person. The listing has 64,871 ratings, with an average of 4.5 stars, and the app has more than 1,000,000 installs on Google Play.
The build we hold is Maxic Dinero—Cash Loan 3.0.7 (APKS split bundle) for Android 7.0 and up.
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You start by downloading the app and completing the loan application online. The form asks for the information the lender needs to assess the request, and you submit it from inside the app.
Once the application is approved, the listing says you should expect the loan to be deposited into your bank account. The app does not hold the money itself.
The listing says the loan is transferred directly to your bank account. It notes that the transfer may take a few minutes because of the bank's own processing, so the money does not always show up immediately after approval.
Because the payout goes to a bank account rather than to a wallet inside the app, the bank account you provide is where the loan amount will appear.
The listing reminds borrowers to note the due date and return the loan on time. It says that repaying on schedule allows the amount and the term of a future loan to be increased.
Missing the due date is the one repayment situation the listing addresses directly, and it places the on-time return at the centre of how the service is meant to be used over repeated loans.