myCDM is expanding its services to simplify banking for its customers.
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MyCDM: Crédit du Maroc's mobile banking app
By Mei-Lin Chua
Contributing editor, apps and storefronts
- Instant transfers to other Moroccan banks, credited in 20 seconds
- Card controls: limits, lock and unlock, and reporting lost or stolen cards
- Transaction confirmation with a 6-digit e-code, fingerprint or Face ID
- Consumer credit applications sent online, with a reply in one hour
- Bill payments sorted into your own categories and paid in batches
- Amortisation table download for loans, listed as free
What the Crédit du Maroc app is for
MyCDM is the mobile app from Crédit du Maroc, a Moroccan bank. It is meant for doing everyday banking remotely: moving money, paying bills, managing cards and checking loans, without going to a branch.
It also covers some steps that normally start in a branch. You can open an account and apply for a consumer loan from the app. Both are described as fully online, so the app suits people who already bank with Crédit du Maroc and people who want to open an account with it.
Support is by email at mycdm@cdm.ma or by phone on 3232, Monday to Saturday from 8am to 8pm.
Sending money and paying bills
Transfers to accounts at other Moroccan banks are instant, and the listing says the money is credited within 20 seconds. You can also make standard transfers, scheduled transfers or recurring ones.
The cash transfer feature lets you send funds to a beneficiary, whether or not they bank with Crédit du Maroc. The recipient collects the cash from a cash machine or a Crédit du Maroc branch.
For bills, you create your own categories and can edit or delete them. You can then pay several invoices at the same time. Transfers, bill payments and similar operations are only available after you switch them on under Settings.
Managing your cards and spending limits
Each card has its own list of transactions, so you can see what has gone through a specific card. You can also set separate limits for cash withdrawals and for payments.
If a card is lost or stolen, you can lock it, unlock it again, or file an opposition from the app. The weekly transaction ceiling for your account can be raised or lowered to match what you need that week.
The listing also describes two travel and online-shopping allowances. A personal travel allowance can be switched on instantly on your bank card for trips abroad. A separate e-commerce allowance can be switched on for your E-Buy card for online purchases.
Confirming transactions with CDM Secure
CDM Secure is the service that checks your transactions before they go through. You activate it and choose a 6-digit e-code, which you enter to approve each operation. The e-code can be changed or reset at any time in the app.
You can also approve transactions with your fingerprint or Face ID. This is turned on under Settings, in the CDM Secure section.
For sign-in, a first connection uses a one-time secret code sent by the bank. After that you can register one or more phones as trusted devices, and you can remove them later. The listing mentions a temporary phone option as well, though it does not explain how that works.
Checking savings, loans and alerts
The savings and credit section gives you a summary of the savings you have placed and the loans you hold. You can download the amortisation table for a loan, which the listing presents as a free way to follow repayments without going to a branch.
Alerts can be sent as push notifications, by email, or both. You choose the channel separately for each category of operation, so you can get alerts for some activity and not for other kinds.
You can also change the phone number or the contract email address linked to your account from the Settings menu.
What's new
- Suivez l’avancement de votre crédit à la consommation directement dans « Crédits ».
- Débloquez votre carte vous-même après trois PIN erronés.
- Accédez à des vidéos d’aide pour mieux utiliser vos services MyCDM.
- Consultez et téléchargez plus de documents dans « e-Documents ».
- Retrouvez vos reçus TPE facilement depuis l’historique carte.
- Payez plusieurs factures en une seule opération, rapidement et simplement.
About this APK
The build we hold is MyCDM 11.9.9 (APKS split bundle) for Android 8.0 and up.
- Version
- 11.9.9
- 258
- Requires Android
- 8.0+
- Size
- 79 MB
- Target Android
- 16
- Package ID
- com.mobiblanc.cdm
- Format
- APKS split bundle
- Malware scan
- Google Play Protect
- Permissions
- 28 declared · 8 sensitive
- Approximate location
- Camera
- Modify files on your device
- Place phone calls
- Precise location
- Read files on your device
- Read phone status and identity
- See all installed apps
- Signed by
- CN=cdm
- Certificate SHA-256
- ae39a70d2458478deeee05329a4bf885de50962b11eb335fb3a93b93e19cabb3
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