PAYBACK - Coupons, Karte, mehr

What the PAYBACK app is for

PAYBACK - Coupons, Karte, mehr is the phone version of the PAYBACK loyalty programme. It holds the card, the coupons and the points balance that would otherwise sit in a physical wallet or a separate account. The developer lists bp, dm, Lieferando, adidas, bonprix, ShopApotheke, OTTO, Thalia and amazon.at among the partners where points are collected.

It suits people who already shop at those partners, or who collect PAYBACK points and want them in one place. The app is built around collecting points, so most of what it does relates to that.

Using the digital card and points balance

The digital PAYBACK card replaces the plastic one. The app shows your personal points total, so you can see the balance without a receipt or a separate statement. The developer says points are added automatically, both when you shop in person at partner stores and when you order from partner online shops.

eCoupons and partner online shops

eCoupons are offers tied to your own account, listed in the app under personal coupons. The listing describes them as part of the same card and points setup, not as a separate service. Online shopping is handled through access to more than 300 partner online shops from inside the app, so you do not need to start from each shop's own site.

Partner names in the listing include adidas, bonprix, OTTO, Thalia and ShopApotheke, which span fashion, books, pharmacy goods and general retail.

Redeeming points for rewards or at checkout

Collected points can be spent in two ways according to the listing. One is the PAYBACK reward world, which the developer describes as the points catalogue. The other is redeeming them directly at the checkout of a partner store.