Stablecard by Western Union is a Visa® spend card that lets you hold and use US Dollar Payment Token (USDPT™), a stablecoin designed to maintain the same value as the US dollar. You fund Stablecard with USDPT, and spend online, in stores, or access cash globally - wherever Visa is accepted.
Whether you're managing digital assets or looking for a simple way to use stablecoin without having to convert into fiat currency,, Stablecard helps bridge digital finance and everyday payments—securely and conveniently from your phone.
Reliable & Secure Spending Experience
• Spend globally: Use your card anywhere Visa is accepted
• Stable value: USDPT™, the stablecoin launched by Western Union on the Solana blockchain and issued by Anchorage Digital Bank, maintains a 1:1 value with the US dollar
• Manage everything in-app – Track transactions and control your card
• Cash access – Withdraw at ATMs or pick up at a Western Union location of your choice
How to Get Started
Download the Stablecard app and log in.
Complete onboarding and verification, no credit check or minimum balance
Add the virtual card to your Apple Wallet
Add funds in USDPT™
Start spending anywhere Visa is accepted.
Flexible Funding Options
• Transfer USDPT™ from compatible crypto wallets or exchanges
• Choose “Cash Redirect” in the app to redirect funds received from eligible Western Union transfers into your card
Trusted Global Network
• Powered by Western Union’s global reach
• Works on the Visa® network for worldwide acceptance
• Built-in compliance, identity verification, and security protections
Stablecard bridges digital assets and everyday payments—giving you a simple way to hold, move, and spend value across borders.
Fees & Important Information
Fees may apply, including ATM withdrawal fees. See Terms and Conditions for details.
Availability, features, and services depend on geographic and regulatory requirements.
Fees & Important Disclosures
Fees, foreign exchange rates, and taxes may vary based on multiple factors, including brand, channel, and location. Fees and rates are subject to change without notice.
Stablecard by Western Union is issued by a third party, Nimbus LLC dba Third National. Money transfer sServices may be provided by Western Union Financial Services, Inc. NMLS# 906983 &/or Western Union International Services, LLC NMLS# 906985.
See terms and conditions for details. Do you have questions?
Contact a Western Union agent near you or call +1-720-332-1000.
Western Union has offices worldwide and is headquartered in Denver, 7001 E. Belleview, Denver, CO 80237.