The XP Empresas app is exclusive to customers.
XP Empresas: Conta PJ for company investments
Senior reviews editor
- Token generated in the app to sign in to the web portal
- Several user logins, each with its own permissions
- Investor profile questionnaire that points to a portfolio
- Fixed income: Tesouro Direto, CDB, LCI, LCA and debentures
- Variable income: funds, FIIs, COE, stocks and trading
What the XP Empresas app covers for business accounts
XP Empresas is the company-side app from XP Investimentos, for businesses that hold an XP account (Conta PJ). The listing says it is available only to XP customers. It is aimed at people who manage a company's finances and want to invest its money from a phone.
The app covers two jobs: getting into the company account securely and choosing investments. Most of the listed features fall under one of those two.
Signing in to the web portal and adding team users
The app generates a token that you use to sign in to the XP portal on a computer. The listing presents this as a way to keep access to the company account more secure.
You can also create several users, each with permission to use the app and manage the company account. This suits a business where more than one person handles payments or investments.
Investor profile and fixed income options
The Recommended Portfolio section asks a set of questions to work out your investor profile, then shows investment options that match it. The listing does not say how the answers are scored.
Fixed income options named in the listing are Tesouro Direto, Tesouro Selic, CDB, LCI, LCA, private pension plans (previdência privada) and debentures. The listing describes fixed income as paying more than savings accounts.
Variable income, trading and BDRs
For variable income, the listing names investment funds, real estate funds (FII), COE structured notes, stocks traded on the stock exchange, and trading. Two linked pages in the description cover investment funds and crypto assets.
The listing also says any stock investor can buy BDRs (Brazilian Depositary Receipts), which give exposure to large companies based outside Brazil.
What's new
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About this APK
The build we hold is XP Empresas: Conta PJ 5.7.0 (APKS split bundle) for Android 7.0 and up.
- Version
- 5.7.0
- 2027101101
- Requires Android
- 7.0+
- Target Android
- 16
- Package ID
- br.com.xpinc.xpempresas
- Format
- APKS split bundle
- Malware scan
- Google Play Protect
- Permissions
- 31 declared · 10 sensitive
- Approximate location
- Camera
- Find accounts on the device
- Microphone
- Precise location
- Read files on your device
- Read phone status and identity
- Read your contacts
- Signed by
- O=XP INVESTIMENTOS CCTVM S.A.
- Certificate SHA-256
- e7c84ae6dca1b63d18c2407407531d59a1b536172db31f71fe676d11a9aefad6
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