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Zeam Money App
By Mei-Lin Chua
Contributing editor, apps and storefronts
Zeam Money App is a payments app from Paytec Netherlands, built around a ZEAM wallet. The developer describes it as a financial ecosystem open to everyone, including people without a conventional bank account. Its two main uses are paying casual workers and buying groceries.
Employers with casual staff can pay them through the app, and the listing says the workers do not need a bank account to receive money. A worker can request a payment and get it by QR code or by invoice link. The listing presents the whole process as quick and simple.
The ZEAM wallet can be spent at participating local and international supermarkets. The listing names a growing network of supermarket partners across Africa. Shopping can be done in-store or online, and a user can buy for themselves or for relatives back home.
The listing describes the payment system as combining compliance checks, detailed data capture and distributed financial operations. It says these run at minimal to zero cost. The listing does not break down what each transaction records beyond that.
The build we hold is Zeam 1.0.37 (APKS split bundle) for Android 7.0 and up.
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