MiniPay is a self-custodial stablecoin wallet built for real-world money movement. Hold USDT, send across borders in seconds, and cash out in local currency across 66 countries.

Hold & buy stablecoins
• Buy USDT, USDC, or USDm directly in your wallet using credit card, bank transfer, Apple Pay, mobile money, and more.
• Swap between stablecoins instantly with a simple drag and drop.
• Deposit any crypto and convert to USDT or USDC instantly.

Send money globally
• Send USDT to anyone in 66 countries — Nigeria, Ghana, South Africa, Brazil, Germany, Poland, France, Turkey, the United States, and more.
• Transfers arrive in seconds at some of the most competitive rates available.
• Trusted by millions of users worldwide.

Cash out in local currency
• Withdraw to local currency in 66 countries via bank transfer, mobile money, and other local payment methods.
• Zero MiniPay fees on deposits and withdrawals.

USD & EUR virtual accounts
• Get verified US and EU banking details instantly.
• Receive payments from the US and Europe directly into your wallet.
• Withdraw to your local currency at competitive rates.
• Virtual accounts are provided by regulated third-party partners.

Earn on your balance
• Earn rewards of up to 2% weekly on your stablecoin balance.
• No lockups. No minimums.

IMPORTANT DISCLOSURES
MiniPay is a non-custodial wallet built on the Celo blockchain. All transactions are facilitated using USD stablecoins. All exchanges between stablecoins and local currencies are facilitated by third-party providers. Third-party restrictions and Terms and Conditions apply.

Zero Fee top-ups and withdrawals are available in select markets with select third-party providers. Third-party restrictions and Terms and Conditions apply.

MiniPay: Global Money App — Old versions

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